“This Keeps You Poor!” Caleb Hammer Reveals the Worst Money Traps to Avoid in 2025 (Video)
In this 26 January 2025 video, hosts Graham Stephan and Jack Selby sit down with Caleb Hammer who on his YouTube channel, sits down with guests and breaks down complex financial concepts into simple actionable steps anyone can follow.
https://youtu.be/lmO_cwxFr4c
Timestamps :
00:00:00 – Intro
00:01:25 – Most upsetting guest
00:02:05 – Valid excuses for failure
00:04:35 – Worst money habits
00:08:22 – Common audit findings
00:08:32 – Why people stay broke
00:09:58 – Discipline vs small purchases
00:10:45 – When small purchases are OK
00:13:29 – Lessons on human nature
00:15:14 – Sponsor – RocketMoney
00:16:53 – Lack of responsibility
00:18:21 – Sympathizing with guests
00:19:24 – Breaking through with guests
00:20:32 – Items keeping people poor
00:22:39 – Accusations of exploitation
00:24:53 – Guest verification process
00:25:34 – Credit card usage mistakes
00:29:09 – Finance improvement tips
00:32:23 – Cash stuffing thoughts
00:32:47 – Are side hustles worth it?
00:34:38 – Tipping without servers
00:36:12 – Sponsor – ExpressPros
00:37:10 – Sponsor – Ramp
00:38:58 – Relating to show guests
00:41:47 – Hardest part of being broke
00:46:24 – Cost of pet insurance
00:49:39 – Your worst financial moment
00:57:54 – Caleb and relationships
01:01:27 – Sponsor – Bilt
01:02:31 – Sponsor – Shopify
01:03:46 – Life goals
01:09:49 – Asking people on dates
01:16:21 – Dating apps
01:18:40 – Finance in relationships
01:19:19 – Who spends more?
01:21:02 – Couple finance advice
01:24:05 – Victim mentality
01:26:45 – Thumbnail complaints
01:29:43 – Caleb’s business growth
01:32:27 – Revenue streams
01:39:29 – Fear of dying poor
01:44:06 – Handling criticism
01:49:08 – Quitting YouTube
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